Get the answers to your questions about retail financing

 Virtuoso is a pay-over-time technology platform that connects customers with a network of trusted lenders, allowing them to make purchases with simple, transparent monthly payments. Virtuoso itself is not a lender. 

Add an answer  U.S. residents aged 18 or older who can verify their identity are eligible. Final approval and terms are determined by the lender selected through our platform. this item.

 Completing your credit profile uses a soft credit inquiry, which does not affect your credit score. Once you select a financing option, the lender may perform a hard credit inquiry to finalize your loan. 

 Virtuoso provides retailers with a seamless financing gateway, enabling more ways for customers to buy now and pay later, ultimately increasing sales and enhancing the customer experience. 

 Yes! Our system integrates easily with both e-commerce websites and physical stores, providing a unified financing experience across all sales chann 

 Virtuoso offers flexible terms ranging from 3 to 60 months, allowing customers to select the plan that best fits their lifestyle and budget. 

 No. Retailers can integrate Virtuoso financing directly without being a partner. The Partner Program is optional for brokers, agencies, and service providers who want to offer Virtuoso to their clients. 

 You can apply through the Virtuoso Partnership Program page. Once approved, you’ll get access to our tools, training, and marketing support to help your clients access financing solutions. 

 Partners can earn recurring commissions, gain access to a trusted network of lenders, and leverage our marketing and sales support to grow their business and help clients thrive. 

 Yes, Virtuoso serves customers across the United States, connecting them to a broad network of lenders. 

 Simply select your financing plan at checkout, complete the application, and finalize your purchase. Virtuoso handles the rest, ensuring a smooth, secure, and fast transaction. 

 Absolutely. Virtuoso uses secure technology and data protection practices to ensure customer and retailer information remains safe. 

 Yes! Our system is omnichannel-ready, meaning you can offer financing options seamlessly in both physical stores and online. 

 You can contact Virtuoso’s customer support team or reach out to the lender directly for assistance regarding your financing terms or repayment plan.